Documents Buyers Should Ask About.
Exact requirements vary by property type, state, authority and transaction. Use this as a discussion checklist and obtain independent professional review.
Where applicable, verify project/promoter information and disclosures on the relevant state/UT RERA portal.
Review ownership/title chain and relevant encumbrance information with a qualified property lawyer.
Match the marketed development and unit to approved/sanctioned plans where required.
Ask which authority approvals apply to the land, layout, building and infrastructure.
Read payment, possession, specifications, default, cancellation, delay and handover clauses carefully.
For completed properties, ask what completion or occupancy documentation is applicable and available.
Understand stamp duty, registration and applicable tax treatment with your own adviser.
A lender’s project approval is not a substitute for your own due diligence; review loan terms and property documents independently.